About SalarySorted

What is SalarySorted?

SalarySorted is a free UK salary and personal finance toolkit built to answer one question — what do you actually take home? The main calculator covers income tax, National Insurance, pension contributions, student loan repayments, salary sacrifice, benefits in kind and more. Every calculation runs in your browser. No data is stored, no sign-up is required.

The site launched in 2026 and has grown to include a budget calculator, hourly pay calculator, UK salary table, bonus tax calculator, and a growing library of salary guides and tax explainers. All tools are free to use and updated every April when HMRC publishes new rates and thresholds.

Every rate, threshold and calculation on SalarySorted is verified against official HMRC guidance published on GOV.UK before each tax year. When users identify discrepancies — and they do, occasionally — we investigate against the primary HMRC source and update the calculator if needed. Accuracy matters on a site people use to understand their finances.

SalarySorted is an independent site. It is not affiliated with HMRC, the government or any financial services provider. The tools are built and maintained by a small team of developers and writers based in the UK.

2026/27 tax rates

For the full 2026/27 tax rates and thresholds, use the SalarySorted salary calculator.

How PAYE works

PAYE (Pay As You Earn) is the system HMRC uses to collect income tax and National Insurance directly from your salary before it reaches your bank account. Your employer deducts the right amount each pay period based on your tax code and cumulative earnings.

Our salary calculator replicates this calculation for the full tax year so you can see the annual and monthly picture side by side.

Pension types

With salary sacrifice, contributions are taken before tax and NI, reducing both bills. This is the most tax-efficient option for most people.

With relief at source, contributions come from your net pay, but your pension provider automatically claims 20% basic rate tax relief from HMRC, topping up your pot. Higher and additional rate taxpayers can claim further relief via self assessment.

Not financial advice

SalarySorted is for information and guidance only. The figures produced are estimates based on standard PAYE rules and may not reflect your exact circumstances. Always speak to a qualified financial adviser or check directly with HMRC for advice specific to your situation. If you believe a calculation is incorrect, please contact us at hello@salarysorted.co.uk — we investigate all accuracy reports.

Sources and methodology

All income tax rates, National Insurance thresholds, student loan repayment figures, and National Living Wage rates used on SalarySorted are sourced directly from GOV.UK and HMRC guidance documents. Scottish income tax rates are sourced from the Scottish Government. Cost of living data is sourced from ONS regional statistics. Salary percentile data is sourced from the ONS Annual Survey of Hours and Earnings (ASHE). All sources are reviewed and updated each April at the start of the new tax year.