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Single person, East of England

£27k

minimum gross salary needed to cover typical monthly costs

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What salary do you need?

Assumes 5% salary sacrifice. For a different rate use our salary calculator.

Monthly costs

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Total monthly costs£1,880

Minimum gross salary needed

£26,500

per year to take home £1,880/month

Total monthly costs£1,880
Monthly take-home needed£1,880
Annual gross salary needed£26,500
Hourly rate equivalent£12.74/hr

See if your salary covers your costs

£/year

Based on 2026/27 tax rates, standard 1257L tax code, England rates. Regional cost figures are estimates. Your actual costs may vary.

What salary do I need to live in the East of England in 2026?

The East of England covers a wide range of housing markets and cost profiles. Cambridge is one of the most expensive cities in the UK outside London, with rents and house prices approaching South East levels. Meanwhile, much of Norfolk, Suffolk and parts of Essex remain genuinely affordable. A single person across the region typically needs a gross salary of around £26,000 to £28,000 to cover monthly costs, though Cambridge residents should budget significantly higher.

The region has a strong knowledge economy anchored around Cambridge, Peterborough and the growing tech and biotech sectors. Cambridge in particular pays very competitive salaries in life sciences, software and finance, which partially offsets the high cost of housing. Across the rest of the region, agriculture, logistics, food manufacturing and retail form a significant part of the employment base at more modest wage levels.

Many East of England residents commute into London, particularly those in Essex, Hertfordshire and parts of Cambridgeshire. If this applies to you, London Overground and National Rail season tickets can add £2,000 to £4,500 per year to your costs. Use the transport field in the tool above to reflect your actual commuting costs.

Frequently asked questions

What salary do I need to live in Cambridge?

Cambridge is one of the most expensive places to live in England outside London. A single person renting a one-bedroom flat in Cambridge typically faces rents of £1,300 to £1,600 per month. To cover these costs comfortably, a gross salary of around £32,000 to £36,000 is typically needed. The Cambridge tech and biotech sector tends to pay above national average wages, which partially reflects the local housing premium.

Is the East of England affordable?

The East of England is a mixed picture. Outside Cambridge, cities like Norwich, Ipswich and Peterborough are relatively affordable, with one-bedroom flat rents ranging from £800 to £1,100 per month. In these areas a single person can cover monthly costs on around £23,000 to £26,000 gross. Parts of Essex and Hertfordshire close to London are more expensive due to commuter demand.

What salary do I need to live as a family in the East of England?

A family of three in the East of England typically needs a combined monthly take-home of around £3,000 to £3,500 to cover housing, food, transport and bills. Using the regional defaults for a family with one child, this translates to a gross salary requirement of around £44,000 to £50,000. In Cambridge or commuter areas of Essex and Hertfordshire, this figure will be higher.

Salary needed in nearby regions

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Cost of living estimates based on ONS English Housing Survey 2025, NimbleFins rental data 2026, and Numbeo UK regional data 2026. Take-home figures based on 2026/27 HMRC tax rates, standard 1257L tax code, England and Wales. Figures are estimates for guidance only.